How much does it cost?

Short Term Loans is a decent platform where anyone caught with unpredicted fiscal urgencies can search for a suitable loan offer, suiting their requirements and budget. Being a responsible loan arranger website we would like to warn you about borrowing. Before applying for a loan you must know about how much your loan costs. Payday loans are a short term financial solution which comes with higher interest rates, due to short term lending. APR on payday loans is as high as 300% as due to short term lending interest rates are charged as an annual charge. So, basically you need to be very carefully when you plan to opt for these loans as they are expensive.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

You Borrow - $250 You Pay - $310 Representative APR 1223.6% (Variable)


147 Denton Avenue, St. Albans 3021, Victoria, Australia