Payday Loans

With fixed monthly income it can be a tough task to save some amount every month for unexpected expenses. Therefore, whenever unexpected financial emergency enters in your life, you can rely on the brilliant financial aid of payday loans. But the answer is not that simple as it seems to be. Check out with us at Short Term Loans everything that you should know about payday loans in just a click away.

What are payday loans?
Payday loans are short term loans. Thanks to these loans you can take out speedy cash aid that ranges from $100 to $1,000, as per your needs and budget. To repay funds you will be provided short time duration of 2 to 4 weeks, which generally comes on the eve of your next month payday.

Why payday loans are expensive?
These loans come up with higher rate of interest, because of its short term financial nature. APR on these loans is also as high as 300% as due to short term financial nature of the loan interest rates are calculated as an annual charge. Therefore, you should always make sure to go for these loans only under extreme emergencies and try hard to pay them back in due time.

How to use approved funds?
There is absolutely no restriction on usage of borrowed money. You can freely utilize borrowed funds to cater your short term unexpected requirements including payment for pending home rent or credit card dues, handling unpredicted medical bill, buying grocery material for home, covering child's education fees, pay for unpaid phone bills or electricity bills etc.

Can everyone get approved for the loan?
No it is not necessary that everyone gets approved for the loan. There are times when your needs may not suit with a particular loan plan, which leads of rejection of loan application. On the other side, if you failed to provide your accurate details your application form will get immediately cancelled. So, it is always important to provide your accurate details to us.

What if I get approved?
Lenders will verify your details and will also perform credit checks on you. Lenders will then approve your loan and take decision of loan amount, repayment schedule and other terms and conditions. If you are agreed with lenders then they will credit funds to your bank account directly as soon as your loan is approved.

How to apply?
Applying for payday loans with Short Term Loans, an Australian based loan arranger website you just have to fill up a simple and short online application form. In the form you just have to mention basic personal details and submit the form. Your form will be processed and you will get quick response. Our application form is free from all charges and puts no obligation on you.

We offer round the clock services. So you can freely contact us anytime in a day or night! Get started with us today by just clicking to "Apply Now"!

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

You Borrow - $250 You Pay - $310 Representative APR 1223.6% (Variable)


147 Denton Avenue, St. Albans 3021, Victoria, Australia