Terms and Conditions

It is really very vital to read terms of use of any website before you its particular services to avoid being misused or to clear any confusion beforehand. Likewise, at Short Term Loans we suggest you that you should always keep in mind to read our terms and conditions carefully before using our website to know about how we work and what we actually offer.

We are not a lender or broker and thus we do not provide any lending commitments to our customers directly. We just work as intermediaries that fills gap between you and the lender. We work with a wide range of top lenders who offer best financial plans with different terms and conditions. Simply tell us your requirements and you are done!

We work with a team of best representatives who understands what you are dealing with and works hard to help you to find perfect loan offer, suiting your needs and budget. We believe in providing transparent loan comparison services to our customers. By using loan calculator facility on the website, you can easily calculate how much you can get.

You can get started with us in a very easy, fast and smooth way by just filling up a simple and short online application form with basic personal details and submit it. Your personal details will be kept confidential and safe with us. Our application form is free from all changes and obligations. Your form will be processed and you will get quick response.

A wide range of best financial solutions can be arranged with us by reliable lenders. We offer round the clock customer support services, which enable you to reach us any time, without any time constraint hurdle. We understand what you are dealing with and thus we work fast and help you to fetch right loan deal at a right time and at a right price by the right lender.

At Short Term Loans you will find some third party links and other advertisements on our site pages. The reason behind providing those links is just to help you with additional information. Clicking on those links will take you directly to third parties websites. You can use their services at your own risk and we are not responsible if any damage caused while browsing those websites as they use different set of terms and conditions and we have no control on them.

We hold a right to change our terms and conditions anytime, with no prior notice. To know about all changes you are requested to read our terms of use every time you visit us online.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

You Borrow - $250 You Pay - $310 Representative APR 1223.6% (Variable)


147 Denton Avenue, St. Albans 3021, Victoria, Australia